Glossary
Terms & Glossaries of Shipping and Trading
An act of God describes an event outside of human control or activity, such as a natural disaster like a flood or an earthquake.
In business, the phrase "Act of God" is not associated with any particular religion or belief system. Contractual language referring to acts of God are known as force majeure clauses, which are often used by insurance companies. These clauses typically limit or remove liability for injuries, damages, and losses caused by acts of God.